Wednesday, December 2, 2009

Shipping Insurance

So let's assume you have a really nice car. For the sake of nostalgia, we'll go with the Aston-Martin DB5. How very Bond of you! Now, let's assume that you want to move from Sacramento to Orlando. You don't want to put all those miles on your car! It's a classic! So, you want to have it shipped. Then you better make sure you have insurance on that. Most reputable shipping companies offer liability and cargo insurance, assuring that if your car is in their hands, they are responsible for what happens to it. However, on an expensive car like that, you're going to want to do your homework. Make sure that the coverage that the company offers will actually cover the cost of the vehicle, should the worst happen. If it won't, ask if the company offers any extra insurance, up to the cost of the vehicle. It may cost a bit more, but it's worth it to protect your investment. Some personal auto insurances will even cover the vehicle if it's being transported. Check with your auto insurance company to find out exactly what your policy will and will not cover. Of course, take photos of your car before you ship it off. Make thorough notes about any existing dents, dings, and damages that your car has. That way, if any new damage occurs, you have proof that it happened while being shipped. If you take all the precautions necessary, you can assure yourself that your car is protected, even if the unthinkable happens while it is being shipped.

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